quick updates

So I went to Florida for my newphew's first birthday last weekend, and I'm getting a little back into the swing of things.

Just a couple quick things for now, but just so you know I have 5 good posts planned for the upcoming weeks.

Number one: I got a rate email from my FNBO account today; it's down to 1.9% APY. boo. But I guess my loans are also being affected by the dropping rate environment, so I can't complain too much.

Number two: My emergency fund turned a little bit into my travel fund. That was pretty unintentional, but I knew it would happen. I didn't have enough time to save for both so now that fund has shrunk to about $600 (I'm not quite done figuring out what I need for this month, so that number may increase). I'm trying not to feel too bad about it, I'll just have to pump some more money into it over the next couple months to get it back up to $1000.

I will say this: Had I realized that the total trip costs would be around $730, the opportunity cost of it would have made me choose differently. But that will help inform my future travel plans, nonetheless. The next time I'll sit down with actual cost projections before I just commit to something I might end up not being able to afford.