aaannd it's down the drain again.

Wow, what a cute little net worth graph I've got going down there. Too bad it's soon to be utterly destroyed.

You may remember from my other blog that my foot has been giving me a lot of trouble over the last year (plus some). So I'm making an effort to get it treated and diagnosed. That involved an MRI that didn't really tell my Doctor anything useful, but did cost me $775. That's after my insurance paid...from what I can tell on my explanation of benefits, about ten bucks. Is that possible? I don't know, I find my bills very confusing all the time, and I consider myself a pretty informed person. I guess that's why there's a whole damn degree program called Medical Billing.

So, good thing I have the money saved to be able to pay for it, but shitty that I have to dig into my emergency fund.

What would have been better would a targeted savings account. I already have one for Taxes (even though it's currently empty), but I'm going to start one for Deductibles. That'll be $500 for my medical coverage. Right now that's the only deductible I have, but I'll add to it if I ever need to get car insurance or dental or anything.

Back to the drawing board!

I'm back!

And I've got Net Worth!!!

So, on Mint.com they added some new tracking tools. One of these was a net worth graph over time. They also added a way to exclude certain accounts from it, so after taking out my student loan (a depressing 25,000 dip in my worth), I get a telling graph of my progress over the last year. That's definitely trending up, folks. The red dips are my credit card balances for each month, but I'm paying it off every billing cycle, so it's not terrible.

thanks to Jim for putting this seed of an idea in my head a few months back. but, fyi, this is way easier than an excel spreadsheet.